For many of us, the temptation to dip into our savings can be overwhelming. It’s tough watching your money sitting around doing nothing but collecting a morsel of interest. We’d much rather be putting it to better use, and we’re never short of ideas for doing just that! They aren’t always the most responsible of ideas, though, are they? Instead of spending all of your money wistfully, try to think ahead and get maximum returns on your investment. Not everybody is made of strong enough stuff to dive into the stock market. Likewise, not everyone is cut out to be a property investor. Both of those avenues take a considerable degree of calculation and analysis. It may not seem like the returns are worth your while if you don’t know what you’re doing. Not to mention the risk factors associated with such investment opportunities. Click the link to learn more about alternative investment. And rather than blowing your money, let’s take a look at some relatively safe investment options that are guaranteed to see a return. www.visualhunt.com Financial Derivatives This financial security option has gotten a little bit of a bad reputation. Why? Because some experts blame it as being responsible for the credit crunch. However, financial derivatives are an excellent way to decrease risk in your investments. It’s a bit of a vague term, as it can be applied to a number of different aspects of investment. It’s more like an umbrella category, including the likes of forwards, futures, options, and swaps. Many people look at using financial derivatives to protect their investments. If you can learn how to use them in context, you can offset losses in foreign investments. Or take advantage of surging domestic interest rates. It’s pretty handy to learn about how financial derivatives could protect your assets, so brush up on your knowledge. Hedge Funds An attractive option for those that want to kick back and forget about the hard work. Hedge funds collect money from various investors and spread the risk amongst various investments. This consequently increases the chances of a return, which is good news for those that are afraid of taking risks. The best part is that hedge funds are more often than not regulated by experts, so you’re getting the benefit of their knowledge to boot. Venture Capital You’ve likely heard all about private equity, at least if you’re well-versed in the world of investment. And there are a lot of benefits to going private. For starters, there are simply more private businesses than public, and just as many of them are looking for investors. The rewards are potentially more lucrative, and you’ll control a greater stake than going through the stock market. Venture capital specifically focuses on start-ups and small businesses that are in need of investment. Your job is to provide the money for them to gain traction, and your returns come when the company sells up or issues a stock exchange. Of course, it’s very much a long-term game, and there are risks, but it could be a fruitful endeavor if you play it right.