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How to Decide What Car to Buy

Buying a car isn’t a decision that should be taken lightly.  After all, you’re going to be stuck with it for who knows how long, and it’s got to be able to get you from A to B without going wrong.  You also need something that you can afford – don’t get yourself into unnecessary debt by buying a car that’s out of your price range.  Start off with one that you can afford and build up to the more expensive ones as your income and no claims go up.  The more no claims you have, the cheaper your insurance will be, and insurance is an important part of buying a new car, and one that’s often forgotten.  Just because you can afford that car with a 2L engine, that doesn’t mean that you’ll be able to afford the insurance, so check on sites like or to see how much the insurance will be before you buy it.

The car that we own says a lot about our personality.  They’re as much an extension of us as the clothes that we wear and the people that we hang around with.  When buying a car, make sure to go for the one that one that you want – don’t let a pushy salesperson talk you into something more expensive just because it’ll boost their bonus.

One of the most important things you should take into consideration is how much petrol or diesel it does per gallon.  If you’re concerned about the environment, or don’t want to spend a fortune on petrol, look for something that’s good on fuel economy, such as a Toyota IQ or Aygo.  The general rule of thumb is that the bigger and more powerful the car, the more petrol it will consume, so if you just want something for running around in and aren’t bothered about it being particularly fancy, look for something smaller.

Another decision you’ll have to make is whether to pay for it all at once, or in instalments.  This will depend on you, your income, and the price of the car itself.  You also have the option of leasing cars, and you can find out more about it through this

Aim to get a car that hasn’t done too many miles.  The more miles it has done, the more problems you’re likely to have with it.  The lower the mileage, the healthier it will be.  Also make sure that its MOT and service are up to date if it’s over three years old; you don’t want to be forking out for them when you’ve already had to pay for the car, the insurance and the road tax.

Road tax is a necessary evil that can cost anything from £20 to several hundred.  The smaller cars cost less in road tax as they’re not as damaging to the environment.

Buying a new car can be a fun experience so long as you know what to look out for and have a vague idea of what you want.  Make sure to keep in mind that you won’t just be paying out for the cost of the car, but also for things like insurance and road tax every year too, and factor those into your decision before you buy.  Happy hunting!

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