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How To Make An Insurance Claim After A Truck Accident

At a time of year when the roads become more slippery, and people are more inclined to drink-drive, it should be unsurprising to learn that vehicle accidents increase significantly. This is why it’s vitally important that you have the proper insurance for whatever automobile you’re driving, especially if you’re at the wheel of a commercial truck. Nobody wants to receive bad news when sat around the dinner table on the 25th, which is precisely the reason why I’m taking the time to write this article today. You see; no matter how careful we are, things will occasionally go wrong, and so it’s best to be prepared for any eventuality.

Making an insurance claim isn’t always simple, especially when two vehicles were involved in a smash and someone needs to determine who is to blame. Luckily for you, I’ve been involved in a couple of major crashes over the last ten years (don’t worry, I’m fine), so I know a thing or two about the process you’ll need to follow. With that in mind, take a few moments to scan through all the information I’ve included below and try to educate yourselves. It’s hard enough trying to think straight after your body has taken a jolt, so knowing exactly what to do ahead of time could make your life that little bit easier.

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Always Call The Police And Wait At The Scene

The very first thing you need to do is call the police, especially if the accident was rather severe, as they’re the ones who will take down all the details and provide a report to insurers and possibly even the courts, should things go that far. Try to remain calm when speaking to them; they’ll probably be more interested in making sure everyone’s okay than pointing the finger.

Get Contact And Insurance Details From The Other Party

Next, you’ll need to speak to the other people involved and make sure you’ve got all their details written down. This will help when you get in touch with your own insurers and a leading injury lawyer firm (like the one you can find by clicking here) and start the claim process. Also, don’t forget to hand the other party all of your own details, as it’s best to be as open and honest as possible in this situation. If the accident was your fault, the road ahead may become rather stressful, but at least you’ll keep your dignity.

Visit A Hospital For A Medical Assessment

Lastly, you must ensure you head straight down to your local hospital and ask to be checked out by the doctors and nurses present. The findings from their medical assessment could impact severely on the amount of compensation you eventually receive when it’s all said and done, so make sure they give you a good going over within the first 6 hours after the incident.

Well guys, that’s about everything you need to know right now. Try to keep all this info in mind when you’re driving around over the Christmas period, because you never know what might happen.

Stay safe and enjoy your time off work!

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