Connect with us

Cars & Vehicles

How to Get The Cheapest Car Insurance

Car insurance is usually one of the most expensive things we have to pay for to get a car on the road. For new drivers, the car is often cheaper than the insurance itself! Of course the price is determined on many factors, such as type of car, engine size, age and experience. Insurance companies used to take gender into account, but due to new rules that have banned insurers pricing policies judging by a persons gender, insurance policies for females are set to soar, as they were previously deemed safer drivers than men.

A renewal quote for an insurance policy is likely to be much higher than if you were to take the time to shop around and really find the best deal, however many drivers fail to do so and just accept the renewal quote. Here’s how you can get the best car insurance:

Shop Around For The Best Deals

You can literally save hundreds of pounds when shopping around for a new quote instead of opting to renew your old one. You should however, be careful when doing this as it may seem like a policy is cheaper but it actually doesn’t offer as much protection. Check car insurance comparison sites to do it all for you!

Don’t Add Too Many People To Your Policy

Adding every Tom, Dick and Harry to your policy is silly if they aren’t going to be regularly driving your car. Only add people on to the insurance who will be driving the car on a regular basis, and then if anybody else really needs to use the car they can get insurance for the required time.

Protect Your No Claims Bonus

Your no claims bonuses are the best way to really get your car insurance down, so make sure you properly protect them. To protect your no claims bonus/bonuses you might have to pay a little bit more on your monthly premiums, however it’s worth it considering the amount you’ll save when it’s time to renew! Check your policy carefully to make sure you know exactly what will happen to your no claims bonus should you be involved in an accident, as the term “protected” can mean different things with different insurers.

Choose A Higher Excess

To bring down your insurance payments even more you can say you’ll pay a higher excess towards any damages in the event of an accident. The excess can be recovered if the accident wasn’t your fault. However, remember that if the worst does happen and you have an accident, you will have to fork out the cash you agreed to pay. Make sure you’ll be able to afford it!

Do Less Mileage

Doing less mileage in your car will mean the insurance company you choose to go with will consider you less of a risk as you won’t be on the road as much. You do need to be honest though, so if you bring your annual mileage down make sure you stick to it or it could affect a claim you may have to make.

This post was written by car blogger Alex Jones on behalf of Motorpoint.

image source (flickr)

Sharing is caring!

Continue Reading
Click to comment
Advertisement

Popular How To Guides

Business6 days ago

How To Keep Up with Big Data Tools & Trends in 2019

Big data is a field that is promising major shake-ups in the year 2019. With every business getting concerned with...

Business2 weeks ago

How to Start Your Own Trucking Business

Today, the trucking industry is lucrative, and if you have an entrepreneurial spirit, you can start your own trucking business....

Cars & Vehicles4 weeks ago

How to find a great-value deal on car insurance

If your jaw dropped when you clapped eyes on the most recent bill for your car insurance, there could be...

Business1 month ago

How to Get These 5 Massive Benefits from Guest Blogging

Running a business is no easy task. One of the first things you’ll have to worry about is perfecting your...

Technology2 months ago

How to Use a VPN to Watch Your Favorite Shows While Traveling

Traveling abroad is always a good opportunity to see new things and get new experiences. However, the urge to get...

Other2 months ago

How To Build Forms – An Expert Review of AidaForm

A business website is incomplete without forms. You will need forms to gather customer feedback, for member sign-up, to post...

Festive2 months ago

How To Choose The Right Psychic For Your Needs

Psychics are individuals with specialties, not all are the same and everyone has a unique skill or specialty you need...

Health3 months ago

How to Improve your Health with Phytochemical Substances

Although unrecognizable by most, phytochemicals are very important to humanity and our wellbeing. This is because phytochemical substances are widely...

Trending